An experimental strategy for systematically assessing the influence of surface passivation layers on the photocatalytic properties of nanowire photoanodes by combining photocurrent analysis, photoluminescence spectroscopy and high resolution transmission electron microscopy with a systematic variation of sample structure and the surrounding electrolyte is demonstrated. Following this approach we can separate the impact on recombination and transport processes of photogenerated carriers. We apply this strategy to analyze the influence of ultra-thin TiO, CeO and AlO coatings deposited by atomic layer deposition on the photoelectrochemical performance of InGaN/GaN nanowire (NW) photoelectrodes. The passivation of surface states results in an increase of the anodic photocurrent (PC) by a factor of 2.5 for the deposition of 5 nm TiO. In contrast, the PC is reduced for CeO- and AlO-coated NWs due to enhanced defect recombination in the passivation layer or increased band discontinuities. Furthermore, photoelectrochemical oxidation of the InGaN/GaN NW photoelectrode is attenuated by the TiO layer and completely suppressed for a layer thickness of 7 nm or more. Due to efficient charge transfer from the InGaN NW core a stable TiO-covered photoanode with visible light excitation is realized.