An overlapping generations approach to price policies in privatehealthcare insurance. The Catalan case

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RECERCAT Home > Universitat Rovira i Virgili > Departament d'Economia > Documents de treball del Departament d'Economia > View document

Use this identifier to quote or link this document: http://hdl.handle.net/2072/220218

dc.contributor	Universitat Rovira i Virgili. Departament d'Economia
dc.contributor	Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública
dc.contributor.author	Carles Lavila, Misericordia
dc.contributor.author	Oliva Furés, Martí
dc.date.accessioned	2013-11-19T09:28:52Z
dc.date.available	2013-11-19T09:28:52Z
dc.date.created	2013
dc.date.issued	2013
dc.identifier.uri	http://hdl.handle.net/2072/220218
dc.format.extent	12 p.
dc.language.iso	eng
dc.publisher	Universitat Rovira i Virgili. Departament d'Economia
dc.relation.ispartofseries	Documents de treball del Departament d'Economia;2013-21
dc.rights	L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons: http://creativecommons.org/licenses/by-nc-nd/3.0/es/
dc.rights	info:eu-repo/semantics/openAccess
dc.source	RECERCAT (Dipòsit de la Recerca de Catalunya)
dc.subject.other	Economia de la salut
dc.subject.other	Assegurances de salut
dc.subject.other	Preus -- Fixació
dc.subject.other	Serveis sanitaris
dc.subject.other	Producció -- Organització
dc.title	An overlapping generations approach to price policies in privatehealthcare insurance. The Catalan case
dc.type	info:eu-repo/semantics/workingPaper
dc.subject.udc	338 - Situació econòmica. Política econòmica. Gestió, control i planificació de l'economia. Producció. Serveis. Turisme. Preus
dc.embargo.terms	cap
dc.description.abstract	We analyze premium policies and price dispersion among private healthcare insurance firms from an overlapping-generations model. The model shows that firms that apply equal premium to all policyholders and firms that set premiums according to the risk of insured can coexist in the short run, whereas coexistence is unlikely in the long run because it requires the coincidence of economic growth and interest rates. We find support for the model’s results in the Catalan health insurance industry. Keywords: Economic theory, price policies, health insurance, health economics, overlapping-generations. JEL Classifications: I11 / L11 / L23

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