2026-04-13T02:50:40Zhttps://recercat.cat/oai/request

oai:recercat.cat:2072/4235192024-10-29T15:30:27Zcom_2072_98col_2072_378197

00925njm 22002777a 4500 dc Dagnelie, Olivier author LeMay-Boucher, Philippe author Universitat Autònoma de Barcelona. Unitat de Fonaments de l'Anàlisi Econòmica author Institut d'Anàlisi Econòmica author 2008 In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit Associations. We provide anecdotal pieces of evidence, descriptive statistics, FIML regressions and matching estimates which tend to indicate that most individuals use their participation in a rosca as a device to commit themselves to save money and to deal with self-control problems. Estalvi Crèdit Rosca participation in Benin : a commitment issue