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00925njm 22002777a 4500 dc Fisher, Albert author 2014-02-05T11:06:50Z 2014-02-05T11:06:50Z 2014-02-05 Treball de Fi de Grau en Estudis Internacionals d'Economia i Empresa. Curs 2013-2014 Tutor:Larbi Alaoui In this paper I show that employees tend to procrastinate when they are expected to decide whether or not they would like to save using the defined contribution pension scheme offered by their employer. By auto-enrolling the employees or asking them to decide before a given deadline, employers can mitigate some of the problems caused by employee procrastination. However both of these mechanisms present their own problems, caused by default stickiness and other issues, so I discuss how employers can decide which is the right mechanism to use depending on the characteristics of their employees, and how to minimize the problems these mechanisms can cause. Treball de fi de grau – Curs 2013-2014 Procrastinació Pensions de jubilació Plans de pensions Plans personals de jubilació Pensions and procrastination : how can employers help their employees save for the future?