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Título:
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Microfinance and credit rationing in Ghana: Does the microfinance type matter?
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Autor/a:
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Díaz Serrano, Lluís; Sackey, Frank G.
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Otros autores:
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Universitat Rovira i Virgili. Departament d'Economia; Universitat Rovira i Virgili. Centre de Recerca en Economia Industrial i Economia Pública |
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Abstract:
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This study sets out to examine the extent to which access to credit and credit rationing are
influenced by the microfinance type based on the major factors determining micro, small
and medium enterprises’ access to credit from microfinance institutions in the era of
financial liberalization. The data for the study were gleaned from the microfinance
institutions’ credit and loan records consisting of the various pieces of information
provided by the borrowers in the application process. Our results are puzzling and show
that credit rationing is not influenced by the microfinance types but by the individual
microfinance institutions.
Keywords: Microfinance, Ghana, Credit Rationing.
JEL codes: G21 |
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Fecha de creación:
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2015 |
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Materias (CDU):
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336 - Finances. Banca. Moneda. Borsa |
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Materia(s):
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Microfinances
Crèdit
Ghana |
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Derechos:
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L'accés als continguts d'aquest document queda condicionat a l'acceptació de les condicions d'ús establertes per la següent llicència Creative Commons: http://creativecommons.org/licenses/by-nc-nd/3.0/es/ |
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Páginas:
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48 p. |
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Tipo de documento:
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Documento de trabajo |
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Editor:
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Universitat Rovira i Virgili. Departament d'Economia
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Collection:
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Documents de treball del Departament d'Economia;2015-07
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Compartir:
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