dc.contributor |
Xarxa de Referència en Economia Aplicada (XREAP) |
dc.contributor.author |
Guillén, Montserrat |
dc.contributor.author |
Comas-Herrera, Adelina |
dc.date.accessioned |
2011-06-14T10:19:59Z |
dc.date.accessioned |
2021-01-20T16:45:02Z |
dc.date.available |
2011-06-14T10:19:59Z |
dc.date.available |
2021-01-20T16:45:02Z |
dc.date.created |
2011-06 |
dc.date.issued |
2011-06 |
dc.identifier.uri |
http://hdl.handle.net/2072/152086 |
dc.format.extent |
31 |
dc.format.extent |
400107 bytes |
dc.format.mimetype |
application/pdf |
dc.language.iso |
eng |
dc.publisher |
Xarxa de Referència en Economia Aplicada (XREAP) |
dc.relation.ispartofseries |
XREAP 2011-07; |
dc.rights |
Aquest document està subjecte a una llicència d'ús de Creative Commons, amb la qual es permet copiar, distribuir i comunicar públicament l'obra sempre que se'n citin l'autor original, la universitat i la xarxa i no se'n faci cap ús comercial ni obra derivada, tal com queda estipulat en la llicència d'ús (http://creativecommons.org/licenses/by-nc-nd/2.5/es/) |
dc.subject |
Insurance |
dc.subject |
Spain |
dc.subject.other |
Assegurances |
dc.subject.other |
Espanya |
dc.title |
How much risk is mitigated by LTC Insurance? A case study of the public system in Spain |
dc.type |
info:eu-repo/semantics/workingPaper |
dc.subject.udc |
33 - Economia |
dc.description.abstract |
We present a methodology that allows to calculate the impact of a given Long-Term Care (LTC) insurance protection system on the risk of incurring extremely large individual lifetime costs. Our proposed methodology is illustrated with a case study. According to our risk measure, the current Spanish public LTC system mitigates individual risk by more than 30% compared to the situation where no public protection were available. We show that our method can be used to compare risk reduction of alternative LTC insurance plans. |